INTRODUCING LAWRENCE BANK
One Bank. Two Brands.
Stronger Together: F&M Bank and Volunteer Bank United As Lawrence Bank
For decades, F&M Bank and Volunteer Bank have proudly served Middle Tennessee communities as family-owned community banks with personalized service and local decision-making. For the past seven years, F&M Bank and Volunteer Bank have operated as affiliate banks under the ownership of Gaylon M. Lawrence, Jr., the sole shareholder. Now, we’re excited to share an important milestone in our shared future: effective January 1, 2026, F&M Bank and Volunteer Bank have legally consolidated under a single charter—Lawrence Bank.
3.2 B
Asset Size
169
Combined Years of Banking in Tennessee
9
Counties Served
Two Brands,
One Strong Foundation
F&M and Volunteer will keep their names, brands and identities while operating as divisions of Lawrence Bank. This preserves each brand’s local heritage while strengthening our ability to serve you.
Same Trusted Service
You will continue to experience the same personalized service, working with the same bankers and branch teams you know and trust.
Expanded Access
Enjoy seamless access to an expanded branch network across nine Middle Tennessee counties.
ABOUT LAWRENCE BANK
Lawrence Bank was formed to bring together two privately owned, affiliate banks—Volunteer Bank and F&M Bank—each with a long history of service in Middle Tennessee. Under a single charter, Lawrence Bank establishes clear alignment and a shared vision, empowering each to continue serving their local communities with the distinct, trusted brands they’ve built over decades.
This unification allows us to combine resources and expertise while preserving the local relationships, decision-making, and community commitment that have long defined Volunteer Bank and F&M Bank. Together under Lawrence Bank, we are shaping a future of strength and service for our customers, employees, and communities—honoring a legacy that has guided Middle Tennessee for generations and ensuring it continues to inspire and support those to come.
OUR COMBINED FOOTPRINT
Strengthens our ability to support families, businesses, and communities across Middle Tennessee.
Have questions?
Contact your local branch.